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upper hutt real estate

Tommy's top Hutt Valley agent from 2006 to 2016

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Tag: Saving

The plight of first time buyers?

Hi Folks, this week I would like to discuss the plight of first time buyers and ask “Is it really so hard for them?” Open a newspaper or turn on a radio these days and you will find media commentators talking about how expensive property has become and how hard it is for young people to buy their first home. Is this much-discussed phenomenon just another urban myth?

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Renting Out Your Home To Raise Capital

Hi folks,

As I’m meeting more rental investors of late I thought I would look at the strategy of renting out your home to raise capital and thought I would ask the question “Can you turn your home into a rental?” There are many reasons why homeowners may choose to change their current home into an investment property. Working away seems to be a key component but sometimes people go overseas for an extended period and want their home to be waiting for them on their return, Or perhaps they simply see the financial advantages of holding onto a property when buying another. What are they?

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Saving For A Deposit

Hi folks,

In recent times the banks have kept interest rates the lowest in NZ history around the 5% mark, but it’s still not that easy to get onto the housing ladder so today I thought I would offer some thoughts on saving the deposit.

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Speak To Your Bank

Hi folks,

Thought I would aim this column at anyone thinking of buying a property whether as a first time buyer or selling to buy elsewhere. This may come as a surprise to regular readers of my musings but the real estate agents are not the most important cog in the buying wheel. We are the people to approach AFTER speaking with your bank or mortgage broker.

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Banking Criteria and the Credit Crunch

Hi folks,

The first sales figures for 2009 are now available, I don’t think there’s too much to say that people don’t already know. In Upper Hutt there were 34 property sales in January, the lowest sales month since July 1995 and continuing the trend of downward sales. On a slightly happier note the median price increased to $300,000 but that’s due to a higher proportion of 4-5 bed houses selling in the month.

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If you are considering selling your property in any of the suburbs below, please call or email Steve

  • Akatarawa
  • Birchville
  • Blue Mountains
  • Brown Owl
  • Clouston Park
  • Ebdentown
  • Elderslea
  • Heretaunga
  • Kaitoke
  • Kingsley Heights
  • Mangaroa
  • Maoribank
  • Maymorn
  • Moonshine Valley
  • Mount Marua
  • Pakuratah
  • Pinehaven
  • Plateau
  • Riverstone Terraces
  • Silverstream
  • Te Marua
  • Timberlea
  • Totara Park
  • Trentham
  • Upper Hutt Central
  • Wallaceville
  • Whitemans Valley