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upper hutt real estate

Tommy's top Hutt Valley agent from 2006 to 2019

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Thought About These Costs?

Hi folks,

In light of recent news from the Reserve Bank regarding changes to deposits for first time buyers I thought I would discuss what else they are likely to pay for apart from the house they will eventually buy. Most first-time buyers are aware that the cost of buying a property is more than the amount they pay to the owner of the property. But how much should they budget for the actual costs incurred during the purchase over and beyond the purchase price?

Individual contracts of sale can vary and levels of borrowing affect cost, but most advisers say that prospective purchasers should budget to add between $2-$5000 to the purchase price of the property for the various fees and expenses

  • Solicitor’s conveyancing fees (plus disbursements including title searches and administrative costs such as photocopying and phone calls
  • Registered Valuation fee (may be charged by your lender)
  • Mortgage insurance (may apply)
  • Building inspection
  • Land Information Memorandum (LIM)

While some might see some of the above as costs, my opinion is that they should be considered a further investment

If you are thinking of selling your home or want more information on the Upper Hutt property market please call me on the numbers below or contact me via email steve@steveslicker.com alternately fill in your details here on my website.

Kind regards,
Steve Slicker

(04) 212 6787
0275 661 949

 

Steve Slicker, Upper Hutt Real Estate

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If you are considering selling your property in any of the suburbs below, please call or email Steve

  • Akatarawa
  • Birchville
  • Blue Mountains
  • Brown Owl
  • Clouston Park
  • Ebdentown
  • Elderslea
  • Heretaunga
  • Kaitoke
  • Kingsley Heights
  • Mangaroa
  • Maoribank
  • Maymorn
  • Moonshine Valley
  • Mount Marua
  • Pakuratah
  • Pinehaven
  • Plateau
  • Riverstone Terraces
  • Silverstream
  • Te Marua
  • Timberlea
  • Totara Park
  • Trentham
  • Upper Hutt Central
  • Wallaceville
  • Whitemans Valley